HI everyone, it seems that every person I interview for help on weekends here in my home has no health insurance. Its tough enough to find someone without adding this to the mix. Could she claim she was hurt here and sue me, what can I do to protect myself? If I asked my Homeowners insurance would it cost me a forturne because paying a caretaker is too much already. Is there any medical release forms or something I can do? Thanks for any ideas and help.