I have been caring for mom now for 7 years and she has been living with us for a year after she had the flu last year that took a toll on her. She has Alzheimer's and dementia. I work FT, take care of her, when I am at work have to have caregiver's come in, my husband helps 2 days a week also. I take care of her condo and have a renter in there - this is how I fund some of her caregiving bills. In addition I have to use her pension and ss. I was thinking about selling her condo - and am getting conflicting advice not knowing what to do. When I sell her condo she has debt that I would be paying off. Legally are we able to charge her for living with us to help off set some of the expenses that we have incurred with her? She makes too much to qualify for medicaid - and doesn't make enough to pay for a nursing home which in MI runs - 5-7000K a month for her care. So in the mean time I am running like a crazy lady trying to do everything myself. I was told she qualifies for ss spousal benefit of 1100 a month which will help but has not been approved yet - (can take up to 2 yrs)even with that it would still not pay for a nursing home - she gets 1500 a month in ss and pension. Has no bank account - and her meds are out of control as she is stuck in the donut hole now. Ex - one drug that she is on seroquel xr one a day - her co=pay this month was $178 - one months supply wo insurance is $453.00. That is only one of the 8 pills that she is on.
Does anyone have any advice? Thanks Jane