My mother fell and broke hip last Dec. She was in rehab for 3-months and never gained much mobility despite therapy.She is 86 yrs. old.
she was brought home and my brother and myself take care of her 24/7,although my brother has a day job which is only source of income.
We are under a caregiver contract in which our compensation from her for the caregiving is deposited in a joint acct between brother & myself to be used to purchase an interest in her property which is still in her name. The attorney set this up as asset protection if she has to go into a SNF.
My mother has a lot of medical problems which seem to be mounting each and every day. The Home Health has come to help with issues like treating pressure sores, however, they only come for a short time and give me instructions on how to deal with the problem.
The problem is the taxes on our compensation is about 30% of the compensation and when my mother's funds are depleted, we will not be able to pay the taxes on our compensation.
The attorney told us we could opt out of the contract, however this would cause a lien to be put on the family farm if my mother has to go to a SNF. My brother has his house on her property with no where else to go if this were to happen.
The caregiving duties are becoming more than we can handle physically and mentally. My husband is retired and helps me a lot with her care, but this is affecting our relationship and putting a huge strain on the marriage.
We are exhausted and feel our health is at risk due to the stress .
We don't know where to go from here!
Does anyone have a suggestion?