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The agency I use charges OT for anything over a 9 hour day or 40 hour week per state laws

I've heard of 12 hour shifts but that would be very taxing to take care of someone with dementia for 12 hours

Even if you don't go through an agency and pay social security taxes yourself and carry workers comp insurance which most live ins don't want since they are sending money back home - you will need at least two or three to rotate days

It takes a special personality to let strangers come into your home and takeover and dementia usually isn't accepting of strangers

My uncle stayed at home with live in help until 93 - they stole from him and fed him hot dogs for breakfast and threatened to quit in order to get a raise but he got to die in the comfort of his own home
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I am curious what you mean by "qualify for 24 live in".
Who qualified you? What are the rules for that?
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The most you can get is 8 hours a day. The other 16 hours is up to you.
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Peter, you mentioned "if you qualify"... under what program are you trying to qualify?

GardenArtist is right, if you use an Agency, they would break the day into 2 shifts, otherwise you would be required to pay overtime for over 35 or 40 hours. The 13 hours per day would be 91 hours per week.

If you don't go through an Agency, then you are required to have "workman's comp" on the homeowner's insurance to pay if the caregiver gets hurt on the job.
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Peter, you'll need to discuss this with the agency you hire. I doubt if one person would be allowed to work 13 hours straight; more than likely the agency would have 2 people for that long a time, and each would leave after the end of her/his shift.

However, I'm not sure what you mean by a "live-in" who would "go home" after 13 hours. Live-in doesn't mean working the shift and go home.

You might want to give some thought to how you want to structure this situation to benefit all w/o overwhelming a caregiver.
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