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My mother was a teacher in Ky for many years and paid into a pension plan. Every year her Soc Sec benefit is being cut because she receives a pension from the State of Ky Teacher's Retirement Fund. This doesn't seem right. Does anyone have any idea how this works? She was a schoolteacher in Fayette County, KY, not a government employee. Every year they cut her Soc Sec benefit and that is the reason they give. Any ideas?

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Ok thanks, just sad because any small pension COLA is more than offset by a cut in her SS benefit and increase in Medicare premiums. She gets so angry when the notices come. :(
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I don't know KY's rules, but yes, many states do this. It is totally legal.
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Both my parents were teachers in the state of Oregon. They never had the problem you've mentioned and if fact usually saw a small COLA increase every year. In Oregon teachers fell under PERS - public employees retirement. As freqflyier says, I'm sure how the retirement payout for public employees varies greatly from state to state.
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Her Medicare premium is deducted from her monthly SS benefit payment.
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I remember reading that some school districts had their own type of Social Security thus payroll "taxes" were placed into a teacher's retirement fund instead of into the U.S. Social Security fund.

If your Mom was a school teacher in a public school she was part of the County or City government. As taxes were use to pay her salary and any other benefits.

Does your Mom get Medicare, or is she under some other type of senior medical plan? Usually Medicare is taken out of Social Security every month.
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