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I plan to retire this june at age 68. I will apply for ss benefits at age 70. i work now and have employer health benefits for both of us. i was thinking my wife could file for medicare benefits at 62 this november. i signed up for medicare in september of 2014. my employer health benefits will be gone when i retire but i will have medicare but my wife will have nothing unless she can sign up for medicare at her age of 62 and now on disability. thank you. denny

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If she is on SSDI, she should be able to get Medicaid. I think there is a dovetailing between SSDI & Medicaid within the application. Since she was covered under your policy, it was not needed to be done.

For Medicare you apply at 65. There are some specific disabilities - eg permanent kidney failure - that enable for Medicare coverage before 65 though. You need to contact CMS to see what is needed to get a waiver for under 65. Good luck and post what you find out.
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