My sister and I have been taking turns taking care of our elderly mother in our homes. Our mother spends 2 months with each of us. Neither of us have had to make any modifications to our homes - until now. Our mother is currently in rehab and has severe dementia. The social worker has told us that she will need 24/7 care. She said modifications to our homes would be necessary to keep my mother safe if we decide to keep her at home. These modifications would include handicap adjustments to bathrooms she would be using, flooring that she may trip on (she already has tripped twice on a carpet and slipped on hardwood floors), and purchasing some items to make her stay comfortable like a new TV (she broke the one she was using last time), recliner with lift and heat, and new clothing since she has lost over 50 lbs in the past few months. We would much rather keep her at home rather than go to a home at this time.
My question is this: Can my sister and I both use money from my mother's bank accounts to cover these purchases without affecting Medicaid spend down rules? I am in the process of finding an attorney to help us with Medicaid but would appreciate any insight from someone who has already gone through a similar situation.