Our mortgage is in my husband's name with my mother-in-law as the co-signer. My mother-in-law has been in a rehab nursing home for the past week. Medicare only covers her stay there 100% for 20 days. My husband and I are in the process of re-financing our home together, but it is a long process. It looks like my mother-in-law will be heading into hospice care and I am told that Medicare will begin taking her SS and pension to cover the cost of room and board. Is there a possibility that they come after our home if we are not able to refinance in time? The timing here could not be worse.