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The will clearly states that my mom (also her caregiver as granny is home bound and bedridden) gets the house after granny passes. Recently, my granny was taken off of hospice care because she is not getting any worse. The case worker automatically applied for Medicaid for my granny to continue receiving care such as bed baths and feeding while my mom is at work during the day.


What concerns me is that my granny's house is still in her own name and should/ or can we find a way to have it transferred into my mom's name so that Missouri medicaid cannot put a lien on it after she dies?

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I would call a lawyer to see if your state has exemptions from Medicaid to put a lien on the house.

In my state, there is an exemption that Medicaid can not put a lien on my mother's house because I have lived with her for 2 yrs and because I have proof such as: I have some bills that get deliver by snail mail and all my cars are registere to her address. I also have no other residents. Her house is exempt from Medicaid.
The other exemption is showing that I have equity into the house. Because our furnace went out last winter I paid for it keeping copies of the cks and I pay for all other maintenance, house insurance, and taxes, which I have writen cks for and have kept copies of those as well.

Remember there are loop holes in the law, but you will need a lawyer to find them. I would not have your granny put your mom's name on the house until she speaks to a lawyer.

Good Luck
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Reply to Shell38314
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Medicaid will not ‘take the house’. The process is for Medicaid to claim a debt against the estate. The house may have to be sold to pay off the debt. Medicaid might put a lien on the title to secure the debt. If the house transferred at less than full value to someone else’s name, it will count as a gift for the five-year Medicaid look-back period. Any other debt (eg an enormous credit card balance) would also be claimed against the estate, and could also be secured by a lien – nothing special about the Medicaid debt. The estate can’t get out of paying debts by relying on what the will says – the will can only dispose of what is left after the payment of debts. However does your mother live in the house normally? If so she may have some rights to remain, though the debt will still be there. Ask a lawyer before going ahead with a transfer, which may be a total waste of money.
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Reply to MargaretMcKen
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You need to consult an elder attorney to advise on the house and Medicaid issues.
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Reply to UsedupDIL
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