Follow
Share
If husband is on Medicaid, then he has already qualified for it. You have apparently already done separation of finances? Otherwise, you would be allowed to keep a home and to each have a car I do believe.

However, gifting a car may be a mistake whether or not it has impact on husband's medicaid. If this is your car and he isn't on the title of it, then it is yours to gift if you have made payments for it on your own, or did pay for it on your own when you bought it. However, understand that this has repercussions on your OWN ability to get Medicaid with the 5 year (2 1/2 in California) lookback should you fall ill.

Given the fact that this has potential for posing problems for either hubby or yourself I would consult an elder law attorney; take title to car with you to a 1 hour office consult.
Helpful Answer (1)
Reply to AlvaDeer
Report

Is hubby sound mind - if yes pose ask to him
If not and he can no longer drive then
i would imagine as long as the value of the car isn’t needed to help hubby then I’d say reasonable
is don going to help you driving to centre hubby is at?
if he’s if sound mind I think you shd ask out of respect
end of day if something happened to hubby would he be leaving the car to your son?
Helpful Answer (1)
Reply to Jenny10
Report

Just add him to the title. Inform the insurance company.
Helpful Answer (0)
Reply to jemfleming
Report
Patathome01 May 4, 2025
Depends on the car's value. What if her son decides to sell the vehicle?

Should she herself require Medicaid for long-term care within five years, gifting a her car to her son who may want to sell the vehicle may count as a penalty since a sudden injury or accident can quickly change life in an instant with her her stress level regarding her husband who is living out of their house and now in assisted living care.

It's best to contact a Medicaid expert, possibly even an elder attorney.
(0)
Report
Are you "gifting" YOUR car or your husbands car?
Helpful Answer (2)
Reply to Grandma1954
Report

If you would please provide what make and approx value of your auto, that will help our readers better answer your question.
Helpful Answer (1)
Reply to Patathome01
Report

It's not clear why you're even asking this question. Are you saying that you're no longer capable of driving? While Medicaid rules vary by state, I've known several people where their spouse required Medicaid to pay a portion of their long-term care. None gave their vehicles away to adult children. While my late husband never required Medicaid during his long-term care stay, I decided it was time for me to replace a car that was over 7 years old, I asked our elderlaw/estate planning attorney if there could be a problem if I bought a new car that would be a little over $32K (before trading in my current one) should he ever require Medicaid. She said that if I were going to buy a Porsche or Maserati there might be an issue, but an average-priced car wouldn't be a problem.
Helpful Answer (1)
Reply to swmckeown76
Report

Joyce3130: Retain an attorney.
Helpful Answer (2)
Reply to Llamalover47
Report

Gifting is not recommended for Medicaid purposes. I would contact an elder attorney for that. Can you just transfer the vehicle’s title to your son? However, depends on
vehicle’s book value.
Helpful Answer (3)
Reply to Patathome01
Report

Can't you just let him use the car and add him to the insurance? Let him pay the insurance.

As far as "gifting" the car to him, it depends on the value of the vehicle, and other factors of your income, assets, and liabilities.

You could call the medicaid worker and ask if giving the car to your son would affect your husband's medicaid eligibility.
Helpful Answer (3)
Reply to CaringWifeAZ
Report

Whatever you find out -give or not giving car- at least in Virginia, Sell it to your son for a few dollars (I usually use 35.00). This made the transfer of the title easier (I signed it when I “sold” it) at the DMV and it saved the buyer $$ for the taxes.
Helpful Answer (1)
Reply to Tandemfun4us
Report
Weaver Apr 1, 2025
It depends on the state, but in KS you just fill out a form proving he is a family member then you write "gift" instead of any dollar amount on the title. If you try to sell for just a few dollars without proving it's family- they will assess the actual car value against him and he will have to pay based on that dollar amount . Please research your state- I did it over a couple hours and have moms car title and registration now in my name with no fee beyond normal registration.
(4)
Report
It would be worth a talk with your elder law attorney.
Helpful Answer (2)
Reply to JR2555
Report

If the car is in your name only, I am sure you can gift it. Call his Medicaid caseworker and run it by them.
Helpful Answer (3)
Reply to JoAnn29
Report

Medicaid varies by state and you don't mention where you live. A variable in your question is the value of your car currently. If it's a beater, worth less than $1000 (I'm naming a random low amount) then that may be very different than if it's fairly new and worth $10,000+.

Another variable may be if the car title is only in your name, and not your husband's as well.

I think this is worth a call to the Medicaid office since you haven't given enough information to provide better guidance..
Helpful Answer (6)
Reply to Geaton777
Report

Ask a Question
Subscribe to
Our Newsletter