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Really pay attention to these posts- as we get older we have increased need for prescriptions. You can dis-enroll coverage Jan.- Feb 14th annually followed by the penalty for no-coverage and continue for LIFE per natl. average even if you re-enroll later. It really stings, but it's the law.
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Never ever drop your prescription drugs coverage. If you get sick, bronchitis, walking pneumonia, severe flu/dehydration (requiring IV), stepped on a rusty nail, got bitten by vicious dog, got into a car accident, etc.. Where will you be with No drug coverage? Those things are expensive. They charge you per pill, per shot. If you think paying a copayment of $15.00 per prescription, imagine paying it without the medical coverage. The older we get, the more sickly we become (harder for our bodies to recover back to full health.) And once you cancel it, you cannot ask for it back. I think you will need to wait until open enrollment comes again. Better to be safe than sorry.
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i bout choked this week watching cris rock discussing domestic violence . he would make it clear that there is no reasoning or excuse thats acceptable for spousal abuse but then frequently hed remind the audience that " i understand " , just dont condone it .
man , thats comedy gold ..
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id drop it all and move to tahiti . down there , on the beachfront , you can get 400 dollars a throw for what youve been giving your husband for nothing . your husband should move there too , just to watch you live on 800 dollars a year .
just kidding , i watch too much standup comedy .
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Don't drop it. You might need it.
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I would not drop it. You can develop a condition that requires medication at any time. You can get diabetes at any during your life, Type I or Type II. Insulin and medications for diabetes is VERY expensive, as well as the supplies. One package of insulin can cost over $400.! Monthly diabetic cost can be near $1000.00 out of pocket without insurance coverage.
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Nor would I. Part D is a very valuable benefit of Medicare. It certainly helps with the cost of medicine. Now, if you have made a decision to never take prescription drugs again, you can drop it during the enrollment period. I am not sure when that is.
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Today you might not need to take prescription drugs but you never know what tomorrow might bring. I wouldn't drop Medicare Part D.
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