Can funeral policy continue to be paid on Medicaid?

Medicaid will most likely require the policies, if whole life, be surrendered for the cash value. If on Medicaid and there are assets to spend down, prepaid funeral expenses can be made. Policy premiums cannot be paid out of pensions, SSI, etc. That money goes to nursing home to pay patients share of cost.

I'll take a stab at this one. I would first be more concerned about their eligibility for Medicaid. That's worth a whole lot more than the burial insurance policy. Some elder care attorneys give free consultations; you might call around in your area/city to get started on the spend-down information gathering phase of Medicaid eligibility for both Mom and Dad.

This is a question for Medicaid in ur state.