My dad has been in a nursing home 6 yrs and has been paying out of pocket half the rent, now of course in 2013 it was only 2700 a month and now its up to $6000 a month, he has depleted his bank account (started with $125,00 6 yrs ago) now has about $1000, I have been trying to move him to a facility with Medicaid for about a month now and it's so difficult, plus now I work full time 40 hrs a week, so I have to do all emails and phone calls after work or on weekends, I actually took off early yesterday to meet with someone because I thought I would be beginning the process of filling out paperwork because she stressed me for 2 weeks to meet with her, after I sent her numerous emails of my dads bank statement, monthly expenses, rent paperwork, medical insurance paperwork and bills, and other monthly bills and expenses. The meeting was nothing, a waste of time really, my dad HAS to move from his current nursing home by April 1st because his income (retirement and SSI) is only $3700 which will not cover his current rent amount of $6000 a month. Now the one important question I have is that they are requesting 5 yrs of bank statements!! What is the actual purpose of this? When you can clearly see in his last bank statements his deposits and withdrawals? and can a person be denied Medicaid? I have a feeling I will encounter an issue which is when my mom was alive (she passed in 2013), my parents promised to pay my daughters (their only granchild) education for college, and they had a college savings fund for her, now granted there was only about $900 in there when I consolidated all the bank accounts in 2013 after my mom passed, so it shows on my dad's banking account the tuition, which was about $4,000 a year (she graduates with a degress this May!) and I was not gonna deny her a college education since I heard my parents talk and promise her for the past 15 yrs! Now will that go against my Dad applying for Medicaid? What happens in this case? What should I do? where else can I move him? honestly for the past 6 yrs all my dad does is sleep 24 yrs a day he hasn't gotten up out of bed and I think its all the meds, and thats a whole different story! he is $5000 in debt to a medical comp now!
Another question, sorry I have no one to ask and I've been trying to get these answers years! I'm trying to lower his monthly expenses so I deleted his phone service and cable($50 a month) stopped payment on his burial plot ( $50 a month for like 10 yrs) my question is: Does he need dental and vision insurance? He currently pays about $600 a month out of pocket for medical insurance to 5 different companies. I have no idea why! sorry I've never had to deal with this, I'm single with a kid, and always made less than $9 an hr so im considered poverty level so I've been on state insurance for 22 yrs!
This situation has been so stressful for the past 3 months when this all started! The place he stays at now said they will throw him out when he runs out of money (next month)
So the biggest and most important question (and last) is where do the poor elderly people live when they are sick???????