My mother went into a nursing home and we are in the process of applying for Medicaid. We provided copies to of everything that Medicaid required. One of those items was a copy of the face page both of their life insurance policies, and a copy of the beneficiary page - which, lists each other as beneficiary.
My dad told me today that he went to the insurance company and changed the beneficiary on his policy to me. Is that allowed? He is not the one applying for Medicaid, but, we did provide copies of the paperwork for mom's application.