My husband is going to need long term acute care that they dont provide in the usual nursing home setting. We are in Pennsylvania. This kind of care is sparse to nonexistant. Are there states that have better options ?
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Medicare and most insurances do not pay for long term custodial care but do pay for acute care. I always recommend that people invest in Long term care insurance.
There are a lot of options for long term care and acute care. There are books that explain the various options such as assistive living and board and care.
I am not sure which Skilled Nursing Facilities you have investigated for your husband. They provide more skilled care than the other options. There is also the option of home care services.
Sorry that I can not be more specific but it would be easier to answer if I knew more about your husband's situation.