My mom and I have worked out a plan where I will change the Social Security direct deposit to a different bank and each week I will give her an allowance of about $150 to spend on medical supplies, food, haircut, dinner, etc. Is there a really good pre-paid debit card with minimal fees that I can reload online every week?? Preferably one that works at ATMs so she can get cash.

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I like Amex Serve - there's no cost with a monthly direct deposit ($4.95 otherwise), you can even have sub-accounts with their own cards; but not everyplace takes Amex. It works with most ATMs but there's a fee.
Helpful Answer (1)
Reply to TNtechie

Check with your bank. Most offer debit cards that can accept on line transfer. Fees for bank debit cards are generally much lower than cards you see advertised on TV.
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Reply to anonymous439773

I am not aware of prepaid debit cards. I know you can buy prepaid credit cards, some may be reloadable.

What about having a debit card on an account into which you transfer the funds each week? That way you can keep an eye on the transactions online. Top it up as needed.

I did this with my son when he moved away to university. I got a joint account with him and would transfer his rent money into it each month. He could use his debit card to withdraw the funds. I did not have a debit card on the account.

We still have this set up, which has worked in a pinch a time or two.
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Reply to Tothill

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