A family friend recommends not applying for Medicaid until my Dad needs to go to a care home. She thinks that the benefits he would receive is not needed because he is not in a care home, and he will have to abide by financial restrictions if he qualifies. He doesn't have any assets but a car and $8,000 in a checking account. My Dad is 91 years old and blind in one eye. Otherwise he is in good health. He lives with his 78 year old" significant other" in her home, who takes good care of him, but will need hip surgery within a year. Her daughter says she can take care of Dad as well as her mother, but I think eventually he will have to move from that situation.