My 82-year-old mom is in assisted living with moderate dementia. I am POA. Her financial planner suggested I get an elder lawyer after I asked her to explain to me how to access my mother's dwindling investments. I estimate that mom can afford about a year and a half of assisted living before she runs out of money completely. She is moderately well and it seems possible she may live many more years. I don't want to spend money unnecessarily on a lawyer if I can manage things myself. I have an accountant who can tell me about the tax issues. My plan after assisted living depends on mom's wellness. Not sure if she will be ready for a nursing home or if she will have to come live with me. My sister made it clear she has no intention of helping financially. I'm a social worker and my husband's retired. We have a fixed income but would do what we have to to help mom. So many unknowns.