Follow
Share

Can anyone help--Needing to know average payment per month for SSDI?  And if you do receive it do you lose your Social Security?

This question has been closed for answers. Ask a New Question.
Average won't help you. Payments are based on what you paid into the system over the years. The main difference between Social Security Disability (SSD, or SSDI) and Supplemental Security Income (SSI) is the fact that SSD is available to workers who have accumulated a sufficient number of work credits, while SSI disability benefits are available to low-income individuals.
If you are thinking you will get double benefits, the answer is NO
Helpful Answer (5)
Report

At 54 you can work in the Fast Food industry, Wal-Mart and other type jobs like that. A good friend of mine went back to work after being a stay at home mom for years. She's 53 and is now working as a Front Desk clerk at local hotel and she loves it. She suffers from headaches too, but she says she get's them less now then she did when she stayed at home. She's feeling more fulfilled I think.
Helpful Answer (5)
Report

Go to SSA.Gov and create a personal profile for yourself. You can see your earnings record, get an estimate of your retirement amount at various ages and also see your SSDI payment.
It is the best and closest estimate unless you actually file for disability and SS crunches the numbers for you.
2015 earnings are not in the computer yet so they are not calculated in. Keep that in mind. Some seniors who are disabled and get a very low retirement (400-500$) do apply for SSI, It is a good way to bump up your income to about 710$. Good luck.
Helpful Answer (2)
Report

I really am cincerbed about many answered listed here. Many are 100% inaccurate. Please please please call or go to the social security office. Well-meaning answers or answers that people think that they have, might be there it's untrue and might hurt very badly in the long run. Miss guided in vice can really cost a lot of money. Social Security offices are very helpful they will sit with you and go over it. Or if you can call the Bar Association for the state attorney it's worth the investment to sit with someone who knows the laws in your state. They are different. Please invest in your family in this manner
Helpful Answer (2)
Report

If you suffer from mental illness, sometimes you will qualify for disability. You need to have a paper trail, so to speak. It is best to have a psychiatrist that you see for your mental illness, and that you get your mental illness medication from, compared to just a family doctor treating you for depression, insomnia, and panic attacks. You need to read all about how social security makes their decisions, concerning your particular disabilities. Disability does not always mean physical. Just go to your local disability office, and they can help you. And/or go to SSA.gov, and make an online account, and you can even apply for disability there, too. Or, just call your local SSA office, they can help you over the phone. They can look up to see if you have enough credits built up, they can set an appointment for you to come in and get their help in filing for it, etc.

Some people call a SSD lawyer, and they will give you a free consultation, and they will give you a free intake interview. If they think you could possibly qualify for SSD, they will send you a packet to help you file. But, really, you need to just talk to SSA, first, and they can answer any and all questions for you and advice you. But, you need to read, read, read, so you even know the right questions to ask if they don't bring it up, first.

If you are too mentally unstable to do all of this yourself, then you need to get a family member to help you. CALL SSA. Be prepared to have to stay on hold for anout 30 minutesbto even an hour if you call the National 1-800 number for SSA. I would call the local SSA, if i were you. And, then go from there. And, you need to talk to all your doctors and ask them questions about filing, and can they help you with any of your questions, because they will have to send in paperwork and your medical records, once you are assigned a case worker in your state.

But, to answer one of the questions above, you cannot just contact SSA and say, I am ready to start drawing my SS from when i paid into it for 30 years, unless you are either 62 yrs, or 65 yrs, (whatever the age is now) and eligible to draw SS retirement. Bottomline, read the SSA.gov website, make an account online, or just call them, period, or go to your closest local SSA office.
Helpful Answer (2)
Report

I think Ladylee115 was directing that to everyone who reads these posts. I read her response and, at first, had NO IDEA what FERS meant. I was VERY happy that she came back to the site and educated everyone here that might not know that it was only available for federal employees. I am sure she is sorry and her intent was not to offend....
Helpful Answer (2)
Report

The qualifications for getting SSI for a disability as far as proving you're unable to do any work in the national economy is exactly the same as for SSDI.

While you cannot collect SSDI if you haven't worked in the last ten years, that does not mean you'd qualify for SSI as a senior. Only if your retirement is very low and you have less than $2k in assets would you get that also.
Helpful Answer (1)
Report

To answer the OPs question. You need to contact your Social Security Office and set up an appt. SSI, from my understanding, is for people who have never paid into SS or its higher than what you would accumulated on SS. You have to work 40qtrs (10 yrs) to collect SS or be married to someone 10yrs to collect from theirs, if they have paid in. Ss is based on the last 35 yrs u worked. It cannot be collected until 62 which is the lowest amount. The longer u wait the more you collect. For those retiring now 66 is the age for full SS. SSD is hard to get. You will be likely be turned down the first time. At that point u need a SS lawyer. He is not allowed to charge u a fee until you get SSD. At which point you are paid retro back to when u first applied. You will get a lump sum payment which the lawyer will get a percentage not exceeding $6000.
Helpful Answer (1)
Report

I was told age has a lot to do with being turned down. It has to do with being able to retrain for another job like if your in your 50s. My GF went thur a lot to get her SSD and had multiple health problems. A SS lawyer finally got it for her.
Helpful Answer (1)
Report

Actually if you are FRA and your SS is minimal and your assets (aside from the home you live in) don't exceed $2k you can receive SSI as a supplement with no disabling conditions.
Helpful Answer (1)
Report

See All Answers
This question has been closed for answers. Ask a New Question.
Ask a Question
Subscribe to
Our Newsletter