She has wiped out her bank account, opened up and maxed out credit cards and now defaulted on three different loans she opened in my grandma's name. My mom met with an attorney who basically told her legally there was nothing we could do. He did reassure her that the debt would not come back on her or my uncle. My grandma still has a mortgage and would love to refinance but with a credit rating of 515 and dropping... It is infuriating to think that there may be no legal recourse.