My parent needs more help, living independently(renting in a HUD based apt) and now was asked to leave. She will have to self pay I understand to live in assisted living facility. What would happen if she runs out of funds? What if she isn't NH ready ( physically or mentally), is it I that makes that decision or medical?
My fear is...she could go to assisted living for maybe 2 years, run out of money and then what? She is suffering with dementia and is 75% independent with my assistance. I set up meds, prepare meals,laundry and am primary care giver. Would I be better off just having her live with me until it gets worse and I no longer can care for her....how can I possibly know how her disease would progress? I can't help but think I should care for her now and when things get tougher and needs more help I should take her to assisted living.Maybe her money will last longer that way and I would buy more time to save her money! The whole medicaid thing is mind boggling and I don't want to use it unless she has to. Any help is appreciated. I am POA and the only one who will be making these decisions.