She is 101 years old and her expenses are more than her income. and savings. My sister and I are our mother's caregivers. She lives alone in her own place and has a lady come in morning and evening to take care of her. Her expenses are currently eating into her savings and she may run out of money in the next year or so. She and I jointly on her home. I own most of it. My sister and I think we should start paying some of her monthly expenses to extend her savings. Should we do this or allow her to spend all her money and then hope she will be helped by medicare?