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How much would you have to deprive yourself to "save every bit"? To me, not doing some traveling now, while you can enjoy it, in order to live in a "better" care center when you might not notice or care isn't a good plan. But that reflects my values.
I join the other posters who urge you to consult an attorney specializing in Elder Law. Learn what your options are. When you decide what best suits your values and beliefs, the attorney can help you set up that way for your future.