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I am the sole caretaker for my 96 year old Mother and I need to know if the income from a potential Caregivers Agreement would effect my Medicaid status in PA. Thanks for any legitimate input.

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Yes, for Medicaid purposes the income from the Caregiver agreement would be added to your other income in determining your Medicaid eligiblity. That being said, income almost never causes a person to be disqualified, since the amount paid to the nursing home or for other medical expenses is simply deducted first (some states require the use of a simple trust--called a Miller Trust--to hold the income before it is passed on to the nursing home). So unless your total income exceeds the actual cost of the nursing home, it should not as a practical matter cause disqualification from Medicaid.
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Reply to K. Gabriel Heiser
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It would be considered income for Medicaid purposes. Have you talked with an elder law attorney? I certainly would there maybe a way to pay you, into a trust or something and not have it countable as income? Shares in her home?
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Reply to gladimhere
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As a CPA, I can tell you that income is income. You can't set up a trust to hide earned income that will have your SS# on it. Shares in her home? same answer.
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Reply to DafnaS
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You just need to look up what the maximum allowable income is, surely. But if your mother is paying you this money as part of a formal contract then it is income, same as any other.
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Reply to Countrymouse
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Potential care agreement? You are not being paid now but possibly in the future?
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Reply to gladimhere
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Monies received by you for caregiving are considered countable assets as far as Medicaid goes.
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Reply to Llamalover47
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Thanks for the responses. Yes, "gladimhere" I/we haven't executed the Caregivers Agreement yet because I'm 67 and the medical insurance is very important. The slightest increase in income would jeopardize my "low-income" benefits. Yes, "countrymouse" I know what the various allowable limits are BUT I didn't know if the money from a Caregivers Agreement was absolutely, positively considered income that would effect my eligibility.
Thanks again.
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Reply to Retiree11
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Thank you, K. Gabriel Hauser for this: income almost never causes a person to be disqualified since the amount paid to the nursing home or for other medical expenses is simply deducted first. I have been to numerous "Medicaid Specialists" who were clueless about this. After years of caring for my husband, I can say respectfully that there is no amount of payment that I wouldn't trade for freedom from this responsibility. May I be spared from the kind of disability that could force a loved one to do what I've chosen to do for so very many years out of love that has become utter defeat and exhaustion.
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Reply to annestr
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My aunt's agreement (written) is that she will share utilities and grocery costs. With 3 adults in the home, she pays 1/3. She also pays the companion company several days a week. None of it is my income.
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Reply to GrannieAnnie
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