I need ideas. It is kind of an emergency. I just found out that one of my parents do not have enough coverage for a very basic funeral. Loans are also on these policies. Agent says once this parent makes 81, they will not write a new policy. Called a few other companies and they will not write at 80. We have three months to get something in place. Between the two incomes they take in less than $1200. After expenses they receive just over $120 a piece for the month.
I am trying to find the money to cover this extra policy without reducing their take home pay. Idea one: rid home phone and get cell phone. Idea two: lower ifire policy. Cancel accident policy . I do not see any other expense that can be lowered unless I no longer pay credit cards. But you know the creditors will drive them nuts and then they will drive me nuts.