Please don't confuse Medicare with Medicaide. Some assisted living facilities WILL accept MEDICAIDE - state assistance - as a supplement to the residents income. You have to call the facilities in your community and ask to the business office or marketing dept. Usually, if they DO accept medicaide, residents must share a room. Getting Medicaide requires that you apply to the state, usually the dept of health and welfare. They will require that the resident turn over all of their income except $30-50 per month for "personal" needs. My mom is permitted to pay her supplemental insurance, she gets $30 and every dime of the rest goes to her nursing home.
Once on Medicaide, the resident or patient's premium for Medicare is often paid by Medicaide. Once you find an assisted living center that will accept medicaide, to talk with their business office to find out just exactly how this process and payment works. They want the money so they understand it in detail.
Medicare will pay for up to 120 days of care in a nursing home if the patient is making progress to return home or to return to assisted living. If the doctor determines that the patient is NOT making any progress, then medicare will cease and other payment must be made. Best of luck
The path of least resistance is Googling everything, from "assisted living and Medicare" to sitting by the phone waiting for the answers to come to you. Like it or not, there's footwork to be done. It's better if you hear it from the horse's mouth, so visit your local Administration on Aging and Medicare offices for assistance.
From my limited knowledge, Medicare will not pay for independent or assisted living. If one has to temporarilly move into a rehab for therapy or skilled care, Medicare will pay partially for a limited time. If one moves into a nursing home for skilled nursing care and has very limited funds (I'm not sure of the amount and there is a "5 years look-back" policy of finances to be sure that the patients haven't gifted money or is hiding assets) THEN MEDICAID will kick in and pay for a nursing home.
Once on Medicaide, the resident or patient's premium for Medicare is often paid by Medicaide. Once you find an assisted living center that will accept medicaide, to talk with their business office to find out just exactly how this process and payment works. They want the money so they understand it in detail.
Medicare will pay for up to 120 days of care in a nursing home if the patient is making progress to return home or to return to assisted living. If the doctor determines that the patient is NOT making any progress, then medicare will cease and other payment must be made.
Best of luck
The path of least resistance is Googling everything, from "assisted living and Medicare" to sitting by the phone waiting for the answers to come to you. Like it or not, there's footwork to be done. It's better if you hear it from the horse's mouth, so visit your local Administration on Aging and Medicare offices for assistance.
-- ED
If one moves into a nursing home for skilled nursing care and has very limited funds (I'm not sure of the amount and there is a "5 years look-back" policy of finances to be sure that the patients haven't gifted money or is hiding assets) THEN MEDICAID will kick in and pay for a nursing home.