Are there any health insurance companies that will make it possible for family members to be stay home and care for our loved and sick ones?

To get help thru Medicaid you pretty much have to be poor. Not all States pay family. You need to go thru an agency that excepts Medicaid. In Home care you must hit a criteria. Also be aware, whatever services she receives, when she passes Medicaid will try to recoup the money that they put out. So if Mom owns a home, a lean will be placed on it and will need to be satisfied at time of sale. And Medicaid does not always give full day help. Maybe just a few hours.

Tanyah, I live in NJ about 1/2 hr from the MD border. PA has a program where a person becomes an employee of the agency, is trained by them and then can care for a LO. The advertisements say you get benefits, like health insurance. Call your Office of Aging and see if their are programs like that in ur State. Social Services may be able to help. Even call an agency and see if they offer something like this.

imim calling Medicade today. I was told they will pay you to be a caregiver to your LO

Here's a thorough article from the home page of this forum:

https://www.agingcare.com/articles/how-to-get-paid-for-being-a-caregiver-135476.htm

Tanyah - I don't think any health insurance company will pay for home care.

However, you might want to check out your state (MD) InHome Aid Services. Here's the link.

https://dhs.maryland.gov/in-home-services/

That’s not something that is ordinarily covered. You may be able to hire a caregiver thru her supplemental policy, but I don’t think they would pay a family member.