My 96 year old mom, who lives with my husband and I, doesn’t seem to want to pre-plan her funeral. She says she doesn’t really care, but I want it done because as POA, I can’t write a check from her account after she dies. I thought it would make things easier after, because it would be paid for already. Will a funeral home wait for payment until the will is probated? Or will I have to pay from my money and TRY to get reimbursed by my 5 siblings?