Any MN "adult child caregivers" caught in the Medicaid Estate Recovery crosshairs because they didn't know about the homestead exemption?
I am.
Medicaid, throughout the entire application process, doesn't breathe a word about the exemption that permits the parent to transfer the home to a very narrowly defined "adult child caregiver" without imposing a transfer of asset penalty (in MN anyway). I am the poster child of an "adult child caregiver". Mom's caseworker and financial worker both knew this.
They are required to inform about Estate Recovery, period. They saved tens of thousands of dollars as a result of my years of caregiving for free without help. Which is the purpose of the exemption. I face a very uncertain future that I now know didn't have to be.
Try finding an attorney to help w/ probate (I'd like to deny MA's claim for the house) when they find out there's no money in the estate. Just adds more insult to injury.
Anyone???
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Did you not claim Caregiver when Mom signed up for Medicaid so you could remain in the home?
In Moms recovery letter it asks if there are any assets, you answer no. It also asks if there is someone living in the house if so, you tell them why. Community spouse, Caregiver or disabled child. You say yes. Can't remember if you supply info then or when they request it. My Moms house was up for sale so they put a lien on it.
I probated because of the house. If Mom had no house she also had no assets so no probate needed. Here in NJ an estate under 20k does not need to be probated.