Any advice on getting some financial help to take care of mom?

Avarose, you thought that you were going to help your brother and sister with the care, but then they walked out on you? Your mother treats you like a servant? Guess what? You can walk out too.

It would be responsible to tell your brother and sister than you have done enough and you are quitting. It would be responsible to tell your mother that she needs to find a different servant. It would also be responsible to start living your own life, preparing for your own retirement, and not ask anyone else to put money into this situation. Why would anyone else, including the taxpayer, want to prop it up?

In response to your profile stating that you feel like you are alone in caring for her - that's because it sounds like you are, at least amongst you and your siblings.

How often does your mom have a medicare aid from 9 to 7? That's a big help but if you have to always be there, it's only partial help. Why is your mom a two person assist? If this situation is permanent, I would say it's time for a nursing home because this is unsustainable at home.

What do YOU want to do? Go back to work? Move yourself into gov't subsidized housing for over 55s? My MIL was in one and only paid about $200 in rent because all she had was a small SS check.

Apply for Medicaid and get mom placed in Skilled Nursing, unless she has enough money to pay you properly to be her caregiver, and then she wouldn't qualify for long term care Medicaid. You'll never get paid enough by the government to be her caregiver, so how were you planning to make ends meet when you retired early with a low Social Security income and bringing in half of what you were originally?? 12 hours at minimum wage, if mom qualifies for in home Medicaid, surely won't pay your bills. Unless you can downsize and move both of you to much smaller digs, it sounds like an undoable situation long term.

Best of luck to you

Most adult children are not paid. If they are, they are paid by their parents from their funds. If they qualify for Medicaid, you might get 12 hours or so paid at minimum wage. Check with your area agency on Aging to see if they know of local resources.