I'm 25, and my dad just passed away last spring from gastric cancer. My mom who is only 60 has schizophrenia. She's never really needed a caregiver just someone to make sure she takes her meds morning/night, meal prep, doctor transportation and housekeeping.
With my Dad, gone we've hired her a live-in caregiver, but its been incredibly expensive. Her father left her a trust so that if my Dad passed away she would still have some sort of income. If she continues to live at home its expected to last only 10-12 years.
I've looked at board care facilities but she wants to be in place where she has her two cats, and I can stay over for the holidays. I thought about putting her an luxury assisted living home, hiring her a companion and having her go to a daycare in order to socialize with people closer to her age and health. She would be able to have her cats.
I'm both her healthcare and financial poa. I'm her only child and she's my best friend. I'm up in arms about what to do. Her going to an assisted living home would extend her money for way more years and lessen my responsibilities of having to help take care of her. Its been difficult finding a balance between taking care of myself and making sure she's okay. I'm still trying to establish a career at this age and want to make sure I'll have my own financial security. I live in a different city 2 hours away from her.
I worry so much about the quality of her life and her being left in a depressing environment. Granted she'd be able to afford a luxury retirement/assisted home, but the majority of the people there may be a lot older than her and not in the best health.
I've gone through so many intense changes this year with my Dad being gone, and her going to assisted living home would also mean selling my childhood home that we've had for over 17 years. Its been a lot to take in. I just need help and some perspective about what to do. Any advice?