My husband is his fathers power of attorney financial and medical. My father in law had an automobile accident for which he was given some money. My father in law had invested this money in a life insurance and will start getting a payout starting August 1 2014. My husband wants to put the money in some kind of an account so if needed the money will be there to use if his dad has to go into a nursing home at some point. What kind of an account should the money go into?