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Maybe you can get it, but it will be very expensive. Mine is $2000 a year, and I had no health problems. LTC insurance is really only for the mid to upper middle class. The poorer folk spend down and go on Medicaid. The richer ones can "self-insure." Speak to an elder law attorney to help you figure out how to preserve assets and qualify for Medicaid when the time comes.

Good luck!
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I agree with the response above. Insurance companies are very, very strict to LTC policies. My mother doesn't qualify because of schizophrenia. The insurance companies dig deep into medical history/records/notes from all doctors and look into the pharmaceutical records. Years ago, when I looked into LTC for my mother, I contacted Mass Mutual and I was told they look at records five years prior to application. I also contacted a few others and it was same. Maybe the review time period has changed since then.
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There are companies that are strict when it comes to health conditions. They don’t give coverage to people with these conditions:

AIDs or HIV infection
Alzheimer's Disease
Amyotrophic Lateral Sclerosis (ALS)
Cystic Fibrosis
Hemophilia (other than Von Willebrand disease)
Active Hepatitis C, Non-A, Non-B, or Autoimmune
Kidney Failure
Liver Cirrhosis
Memory Loss
Mid - Advanced Multiple Sclerosis
Muscular Dystrophy
Parkinson's Disease
Post-Polio Syndrome
Sickle Cell Anemia
Systemic Lupus Erythematosus

You can get more details from long term care insurancecompanies
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You may still be eligible to purchase long term insurance with a history of: heart attack, arthritis, high blood pressure, high cholesterol, cancer, being over age 70, etc.

Different insurance companies have different underwriting criteria.
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