Who are our clients? Single and married individuals with modest and high net worth estates. Young families desiring to develop wealth replacement strategies for unexpected deaths. Mature families (parents & adult children) desiring to preserve assets in the face of enormous long-term-care costs (nursing facilities, assisted living & home care) through asset protection strategies. And families with children, young and old, that have special needs who want to preserve government benefits yet provide them with financial stability and care management.