My Mother has been in a Nursing Home for over 2 1/2 yrs and in Hospice for 6 months now and has been on Medicaid since entering Hospice Care.Before Hospice/Medicaid - Medicare & her supplementary insurance covered the first 100 days of her Nursing home bills. A person must leave / be home for 2 months in order for Medicare to start paying once again so this leaves my Mother with 20 + months of unpaid for care.
My Mother does own a Condo which is in half my sisters name but her dept is well over $100,000 combining medical & personal finances. Dept collectors are everywhere and they are correct to be asking to be paid, she is being served with papers in Hospice care which while sleazy its all legit.
I know I need to speak with a bankruptcy attorney & I am in the process of doing that now. I am just trying to get some questions together for the attorney. I know bankruptcy will cover her bills presently but what about future medical expenses & how does this affect medicaid ? Thanks in advance !