Margaret Johnson Ware | Profile - AgingCare.com

Margaret Johnson Ware, MBA, has more than 15 years of experience assisting individuals in navigating issues regarding health insurance, family caregiver support and access to health services. She is an independent consultant to individuals, families and aging and health organizations, including MyMedicareMatters.org.

Articles

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Individuals enroll in Medicare during a period called “Initial Enrollment” that begins three months before the month they turn 65. During this time there are many decisions that need to be made.Take the time to explore the all coverage options under this program and how they work together.

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Your guide to signing up a loved in Medicare Part D. Why enroll, what happens if you do not enroll, how to compare drug plans and your yearly evaluation of the Medicare Part D plan.

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Every health care situation is unique, and this can make enrolling in Medicare even more complicated. Chances are help is available, but when in doubt, ask for assistance.

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Understand the enrollment options and the basics of the Medicare system to save you and your family a great deal of money on healthcare costs.

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Medicare's annual Open Enrollment Period is a great opportunity for caregivers to evaluate their loved one's current health care coverage and see if there are any tweaks that need to be made. As always, it behooves you to do your research early.

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It is important for seniors and their caregivers to stay on top of changes in health and medical coverage. A bit of foresight can go a long way for a busy caregiver on a budget.

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Caring for a loved one doesn't have to be an "all or nothing" situation. Discover the services and options available to alleviate some of your daily caregiving responsibilities.

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Longer lifespans and rising health issues may mean your savings will not last throughout the end of your lifetime. Many middle class American seniors are considering applying for Medicaid to help with these expenses.

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The emotions involved in relocating a senior often overshadow the medical, financial and legal implications. Make sure you and your loved one are fully prepared for everything that a move entails.

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Power of attorney documents allow caregivers to advocate for their loved ones, but some institutions require additional documentation. See what specific permissions you’ll need to access personal information and make vital decisions.

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Their wallet can tell you a great deal about their ability to manage their finances. Ensuring its contents are current and organized will help to extend their independence and make dealing with banks, Medicare and credit card companies simpler.

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The annual Medicare enrollment period runs from Oct. 15 through Dec. 7. Use these tips to research plans, save time and money, and make an informed decision about health insurance coverage.

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To ensure this holiday season is both productive and enjoyable, be sure to prioritize self-care, keep your plans realistic and embrace quality time with those you love.