Any resources for working with creditors to let them know they won't be getting any money? No assets and all income to Asst. Living.
My dad owes all his creditors (and we are just talking utilities, etc) more than he gets in SS. The bank has already collected $600 for this calendar year in overdraft fees. He owes more on his house than it is worth and it is in jeopardy of being foreclosed on. It needs to be foreclosed on as he has dementia and needs to go into assisted living. Where do I start?!?