She's lived alone for 21 years and retired for 5 years. She's been regularly scammed by phone thieves, and we guesstimate she's lost at least $80,000.00 in the last 10 years, but it could be a lot more, we just don't know. She still drives, although has had 2 major accidents (her fault) totaling her cars in the past 4 years. She refuses to let us have control of her checking and savings accounts, though she cusses out the scammers who have robbed her blind. She says, "My dad controlled my life completely for 20 years an my only husband totally controlled me and my money for 50 years and NO ONE, not even YOU, is going to to control me now!!" She gets SS benefits and has a matching amount of retirement income each month. We, the children, know: 1) she will continue to go downhill until she will be forced to ask for help, and 2) sooner or later we or the State will have to step in and take control of her life and personal assets. We're at a loss on how to make the complete switch from being "her kids" to being "her new parents," since she is totally unwilling to work with us in any way to make these needed changes. We're at a total loss on what to do. All we see is that she'll be forced to do something, but will only do so while kicking and screaming. Thank you all for any insight or suggestions you might be able to give us. God bless you.