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It's hard to get insurance when you aren't healthy. Many of us have been there. I'd suggest you find an insurance agent in your community who is an independent, meaning he represents many companies. He may be able to search through the companies and find a policy that works for you.

The other option is that if you are old enough to belong to AARP, they have life insurance (group rates if you belong to the organization). You can get a modest policy without a physical. The price is based on your age.

Good luck with this.
Carol
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