If anyone has any suggestions as to what I can do to collect monies from my daughter and son-in-law, please help? My story is as follows:
My daughter lives in Public Housing and has her husband living there although he isn't on the lease. He works a full-time job and she collects a monthly check that housing 'pays her' for living there.
Sadly, and really after-the-fact, I realize that they spend the brunt of their money on prescription pain medication they purchase online and also get from physicians. They're always falling behind in their bills because of this, leaving my grandson going without so very much. His basic needs are met (barely). I have custody of her daughter (my granddaughter) because of this and numerous other issues. It's outright neglect.
I've tried helping her so many times, for the sake of the grandchildren. Also because I loved her so very much. In hindsight, all I've been doing is enabling her.
This past July, my daughter arrived at my house in a frenzy. She was going on and on how their electric, gas and cable were about to be shut off.
In housing, if the 'vital' utilities are terminated, it is grounds for eviction.
She had the bills-in-hand and begged me to help her. Unfortunately, I did.
I went online and paid all three bills via my credit cards.
She/son-in-law promised, gave me their word that it would be paid back monthly.
I have asked for something in writing (which is what I should have done in the first place), but there was always an excuse to avoid.
I've asked both of them, politely, to please begin to give me something that I can put towards the credit card payments. I'm getting nothing but excuses.
I brought it up to her yesterday evening, and she began calling me names that I cannot repeat. Let me just say that I am beyond crushed and brokenhearted.
All of the bills show that the payments went to her address as they were her (and his) utilities. Maybe/hopefully, this might help my case to collect?
I'll finish this by adding that I am disabled and on a fixed income. The credit cards that I have are for emergency use only. I have one department store credit card that I use to purchase my granddaughter's clothing, etc.
The child support payments (not much) that I receive pays that bill and extra.
The child support is reluctantly paid by the 'biological father' (not my son-in-law). This child is from a previous relationship and is an entirely different story (book). My ex and I practically raised her because of so much conflict and neglect.
There's so much to this fiasco but I won't take-up the reader's time.
If anyone has any suggestions, please respond. To say that this incident is the proverbial *straw-that-broke-the-camel's-back* would be an understatement.
My thanks to any responders.