What happens when the spouse runs out of money, can't make it on social security, and the other spouse is in a nursing home?
My parents have very little money. When one goes into a nursing home, which may or may not happen, if the other community spouse cannot make it (rent, food, utilities) on just social security, do they go on welfare? Story too long but my brother and sister will not help take care of my parents in any way. I asked them several times for help when I could not take it anymore and they said no. One is lazy and the other only wants their money, but there is no money left. I cannot take the parent that is left into my home because my house is not set up for that and it will ruin my marriage and my family and I KNOW my two siblings will turn their back. So I'm trying to plan for the inevitable.