My mother has been in the rehab/rest home for about 9 months. Her 100 days were up in November, so they are paying out of pocket. I've decided to lower my hours at work and move in with them. She has Anthem for her primary then Medicare. I'm new to this, so I'm learning a whole lot daily. Anthem will only cover for skilled workers but not non-skilled workers. I need both. killed for the rehab and one for a nurse to check her wounds. I also need non-skilled to stay with her while I'm at work for 4 hours per day. I talked to a person from Medicare and they say that they do cover up to so many hours per day/week etc. Then talked to all the non-skilled companies and they say Medicare does not cover. So I call Medicare and another person says no they don't cover. Which is it/. I'm really confused. I feel like I go forward 1 step and go back 2 steps. Can someone help me that is sure of what the true facts are.