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I am her daughter and live in another state. I have Power of Attorney and have access to her bank account. I pay her bills online for her. She no longer can sign the checks the caregiver uses to get her groceries. Can the caregiver use her debit card or is there another way to solve this problem?

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She'll still need to sign, so that likely wouldn't work. However, I agree that having a separate account for the caregiver to use is better. There's less of a chance for problems.
Carol
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Can you set up a separate account for the care giver to use? It would not be associated with your mother's main funds so there would never be a way for anyone to steal from your mom. In fact, maybe it would be better for you to do it from your own bank if it's different. You could deposit money online into that account on a regular basis or whatever and the caregiver would be able to pay for your mom's groceries etc from that.
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My mom was burned by a caregiver who had her debit card number (before I took over full-time). I agree with our expert, a seperate account is best. Be sure to check that account often, and report fraud to the bank for prosecution. I did.
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