My 94-year-old mother has dementia and lives with me. Would Medicare pay for her to have skilled nursing care?
grief and guilt are overwelming. My husband wanted me to put her into a nursing home as he could see it was getting harder and harder for me to take care of her. She has hallucinations and delusions which I cannot control. I feel that even though my husband had coronary artery disease, the stress and depression had something to do with his heart attack. I just wish I had put her into a nursing home long ago as he and I would have had a better quality of life. I now am faced with this decision. She has no assets except for an insurance policy which has a cash value and will keep her from getting medicaid. This policy is for her funeral expenses when the time comes. She is healthy except for uti's which she gets off and on, but has been treated with antibiotics at home. I understand the only way to get her into a facility where medicare pays is to have her in the hospital for a 3 day stay and be medically approved for skilled nursing care. Would medicare pay for admission for dementia only? Is that considered skilled nursing care? Would appreciate any advice.