Is is legal for my mother and I to have a joint CD separate from her Living Trust?
My mother has a Living Trust that she set up in which her assets are to be divided equally between my sister and me. My sister left as soon as our mom began to get ill and I have been her caregiver since. My mom opened a CD in both of our names but it is not included in her Living Trust. It makes me nervous even though I have not seen my sister in years. Is it legal for us to have this CD or should I put it into her Trust? I now have her POA since the Alzheimers set in. I appreciate any advice you can give me. Thank you.