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I am looking down the road a bit and trying to figure out how a person applies for Medicare. What age do you have to be? When do you do it? What are all these "plans" I hear about on TV? If one spouse is on Medicare and one isn't what does the non-insured spouse do for insurance coverage? What is supplemental ins?
If anyone has applied recently, could you please shed some light on the subject? thanks

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You go to your social security administration office or you can apply online.
http://www.medicare.gov.

Supplemental insurance is bought to cover what medicare does not cover.

A premium fee is charged to the person on medicare for Part B.
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Thanks C. It seems so confusing. I see these ads on TV and it just makes it worse. I hope that by the time I am ready to apply things are more simplified.
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