Elder law experts or someone who has been through a similiar situation?
Mom (now 89),agreed to a pay to my daughter (or myself) a salary for live-in 24/7 caregiving back in 2006, when she was seriously ill and needed round the clock care but before she was diagnosed with Alzheimer's. She vehemently did not want to be hospitalized - she has always feared hospitals.
Though documented in my copious notes from the time, and made known to my siblings (none of whom have seen Mom in 5 yrs), I never got anything in writing. With Mom being Mom, I was lucky to get a POA! (I am also the Executrix of her Will.) As i had been actively involved with and helping Mom since my Dad's death twenty yrs previously, and as I was a paralegal at the time, I was the obvious choice.
I've been reading lately about family caretakers having lawyers draw up family caregiver contracts, so if the elder eventually has to go into a NH, the salary paid for their care will be viewed as compensation during the lookback, instead of as a family gift that needs to be repaid.
I realize its too late to 'do' a caregiver contract now, as Mom has reached the stage where she can no longer communicate. But I was wondering if there was anything at all I can do to avoid any complications should Mom eventually require NH care.
My daughter cared for Mom in Mom's home for 3 1/2 yrs,Mom's been with me in my home now for 2 1/2 yrs now.