During spend-down, can a parent's money be used for an adult child's medical bills?
Right now this is a hypothetical question, but I'm interested in knowing the answer in case I have to face it in the future.
My adult brother is living with my 90 year old mother. He is unemployed, with no medical insurance. If he was to become seriously ill (i.e. lung cancer due to his smoking habit), could my mother's money be used to pay for his medical care, or would this cause her to be penalized when she applies for Medicaid? She will almost surely need to apply within the next 5 years. I don't know if something like that would be considered "gifting" or not.