Primary Medicare B vs. Awesome Secondary Insurance - Medicare blocks great insurance.
Hi, has anyone else run into this???!
My father entered the hospital about 8 days ago at the ultimatum insisting from his primary care doctor - that he had to go in for treatment for severe intestinal cramping and not being able to produce "results".
CAT-SCANS showed 1. infection, 2. hernias. He was put on morphine - that didn't work so they upped it to percoset highest dose.
Still has infection.
Still has pain but now pain is blocked somewhat with drugs.
Still can't get :results" on his own with his bowels.
Hospital discharged him - -straight to home --- to DRIVE HIMSELF HOME (he's 93) with opiates still in his system.They "considered" sending him to an extended medical place but since the social worker told them that he can "feed himself", "dress himself", and "bathe" - Medicare B won't cover the stay. Without Medicare B willing to cover it, the secondary insurance doesn't have to cover it either - whereas if Medicare would cover it, secondary would cover the rest in full. His insurance is amazing - top of the line - old style plan from a nice retirement package.
So he's released and on his own to take care of his pain, manage meds, and drive himself here or there.
(Oh - and the trick knee that keeps buckling on him - the hospital's answer was a shot of cortisone - only - no knee brace, or anything.)
Is this "normal" quality of care in a US hospital??? If this is, gee - find your passports quick and consider emmigrating. The Canadian medical and aftercare system is far better and free. I moved back several years ago. How do you release a 93 year old from a hospital stay to drive himself home, with opiates still in his system, who can't generate his own bowels to move, with a flourishing infection????
Does this sound nuts? Or am I off-base? Why are people falling through the cracks from going to extended care when there is a "medical need" vs. just needing "care supports"?