There will come a time for many of us when we no longer will be able to directly care for a loved one in our (or their) home. It is critical that we learn what is considered an 'acceptable expense' that won't penalize you when that time comes, and what is unacceptable. Just a brief sampling: In most states, they cannot come after the home as an asset if its value is under $250,000. If you decide to move together from one house to another, you won't be penalized, assuming that you purchase something of comparable value or show that any additional monies from the sale are used directly to care for the dependent person. The government seeks to follow the "money trail." Also, any car, even a new one, cannot be tagged as an asset to go after, if you can show the car is used for taking that person to doctor's appointments, to buy food, etc., and necessary for daily living. Although purchasing a Porche 911Roaster might raise a few eyebrows. Purchasing furnishings for the home where the dependent person lives is also an exempt expense, and that includes big screen TVs or anything else. The worst thing you can do is transfer assets into your name or someone else's. That's a red flag that the government will penalize you for, making Medicaid assistance off limits to you for a five year look-back period. There is much, much more you need to know, so I advise that you read up on this. The internet can provide most of the information.